Credit enhancing bond insurance is used to enhance the credit rating of the client and thereby lowering the interest rate and enabling the client to secure financing that might have been out of reach based upon the companies’ current financial’s. Performance bonds are a financial tool to guarantee that in the event of a developer or contractor’s default, funds are available to finish the construction and ensure its proper function.


A Surety bond is simply a bond guaranteeing performance of a contract or obligation. The word Surety is normally used in insurance as a term that covers a variety of bonding services.
This is a three-party instrument intended to only assure and protect the “obligee” not the “principal” (applicant). The agreement binds the applicant to comply with the terms and conditions of a contract.


Given by a bidder for a supply or construction contract to guarantee that the bidder, if awarded the contract within the time stipulated, will enter into the contract and furnish the prescribed performance bond. Default will ordinarily result in liability for the difference between the amount of the principal’s bid and the bid of the next low bidder who can qualify for the contact. In any event, however, the liability of the surety is limited to the bid bond penalty.


Assessing and managing risk is crucial to the success of any construction project. Key risks faced by the project owner (the “Owner”) range from the construction contractor (the “Contractor”) not performing the contract properly or becoming insolvent during the course of the project, and therefore being unable to finish the project.

Internationally, these risks are increasingly addressed through the use of one or more surety bonds. If the Contractor fails to fulfil its obligations, either through poor performance, insolvency or for any other reason, the issuer of the surety bond (the “Surety”) will either assume the Contractor’s responsibilities or pay compensation to the Owner.

Typical problems we can help you with
“I need work but I can’t get bonds.”
“I don’t have all the right paperwork to get an SBA bond.”
“I haven’t been in business very long.”
“I have a weak financial statement.”
“I’ve paid my dues on the small jobs. I’m ready to get into larger projects.”
“My company is 8(a). I’m tired of being hired by big companies to help them get great jobs and give me as small a piece of the action as they can.”
“There are good jobs out there, but you need bonds to get them.”
“Most of the good work is for the government.”
“Private-sector work is slow.”


Jonathan D. Rausch
Managing Partner
Phone. 561-584-0732
Fax: 561-829-2055

Are you looking to buy or sell Real Estate? Jonathan Rausch is an expert Agent on The area. You have trust him for 20 years on the insurance arena, trust him for your Real Estate needs as well. Click bellow to visit


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